Welcome to ‘Insurance for Mobile Phone’
You are probably thinking, thats a kinda weird name for a website. But you see, we know that you guys have probably typed in ‘Insurance for Mobile Phone’ into google! And of course we wanted you to find the best possible phone insurance deals on the market today. Seriously, its the ENTIRE phone insurance market. Independent, and the big players such as O2, T-mobile and Orange. This is the place to be to make a phone insurance claim.
So what are some of the absolute essentials required, as part of your insurance cover, in our opinion?
1. Loss Cover
Loss cover is probably on of the most important ‘add ons’ in our opinion. The reason being that in most cases the difference between ‘loss’ and ‘theft‘ is a police report. And if you have just lost your phone, there is no point lying to the police and telling them it was stolen – just because you believe you will have a better chance of insurance payout. In fact, its illegal, and also know as insurance FRAUD! Sorry to scare you guys, but its true!
2. Low Excess
Again, a little tip from the top. Be careful when choosing your insurance company. Some may appear to be the cheapest on a month by month basis, but what happens if you have a claim during the cover period? You are whacked with a HUGE excess, and any savings made will be wiped out and more. Try to go with a company that has a nice balance of both. A phone insurance claim is something you have to research and carry out properly.
3. Fast Phone Replacement/payout
Again, another kinda obvious one – but something alot of people seem to miss. You dont want to have an extremely long period between claim and having another phone. We all know how important our mobile phones are to us in this day and age! In fact, most people dont know what to do with themselves without one in their hands.
4. Theft and Unlimited Unauthorised Calls
Pretty much needs to be a mandatory requirement. Again, obviously, you dont want some criminal stealing your phone and calling sex lines, or other premium rate numbers. Trust me, it happens and bills can run into thousands of pounds. Some insurance companies put a limit on that amount, and we would recommend steering clear of them! Here at ‘insurance for mobile phone’ we offer the very best phone insurance comparison website.
5. Your insurance provider needs to be FSA regulated
Here at ‘insurance for mobile phone’ we ALWAYS connect you with FSA regulated companies. We dont advertise crooks, and unscrupulous companies. In other words once you click out of this site and visit someone we recommend you can rest assured they are FSA regulated. Be wary of dodgy websites who claim to be offering an amazing mobile phone insurance deal, they will probably just take your money! You want to also make sure that the company you go with has amazing customer service as well.
So there you have it folks! A few tips which will help in this confusing insurance game.
As a side note, we believe its a good idea to apply these same rules to not only mobile phone cover, but gadget insurance (such as XBox Insurance, PSP insurance, Nintendo Wii Insurance etc ect) as well as iPad insurance, flat screen TV insurance, sony ericsson insurance, nokia insurance, ipod insurance and camcorder insurance. The list goes on and on! The best thing is, you can compare the ENTIRE market safely and easily here at ‘insurance for mobile phone’




Follow me on Twitter 